Net cashflow',
'',
'')
lit('duo check', 'data-t="Here is my price check on Type A."', 'data-t="Here is my price check on the 2-bed."')
lit('duo verdict', '✓ Fairly priced0.1% below market value', 'Close to fair6% above area value')
lit('duo gauge', 'Market RM 650,298You RM 649,620', 'Area HK$7.53MYou HK$7.98M')
lit('duo gauge marks', "cov.querySelector('.mm').style.left=(51.5*g)+'%'; cov.querySelector('.my').style.left=(48.1*g)+'%';",
"cov.querySelector('.mm').style.left=(50*g)+'%'; cov.querySelector('.my').style.left=(56*g)+'%';")
lit('duo tiles', '
')
lit('plan cashflow line', 'Rent by room: RM 2,900 rent, RM 2,589 instalment, RM 227 maintenance+RM 84 / mo',
'As a rental: HK$16,600 rent, HK$25,089 instalment, HK$1,290 management−HK$9,779 / mo')
lit('plan summary pills', '\s*
Rental+16,600
\n Instalment−25,089
\n Management−1,290
\n Net cashflow−HK$9,779 / mo')
lit('roi ring text', 'id="roiTxt">8.1%', 'id="roiTxt">+74%')
lit('roi ring label', '>ROI p.a.', '>5-10 yr hold')
lit('roi ring anim', "251.3*(1-.81*ra));$('roiTxt').textContent=(8.1*ra).toFixed(1)+'%'", "251.3*(1-.74*ra));$('roiTxt').textContent='+'+Math.round(74*ra)+'%'")
lit('roi stats', 'Kai Tak New ProjectRM2,165,567
Projected ROI8.1%
Gross yield4.5%
Break-even rentRM 2,816
',
'Owners 10+ yrs+167%
Gross yield2.5%
Real resales2,272
')
# ---------------------------------------------------------------- 5. AI + Plan
lit('question', 'Is Binastra Cochrane Type A a good buy for me?', 'Is the Kai Tak 2-bed a good buy for me?')
lit('conversation list', 'Binastra Cochrane, Type A
Rental yield vs cashflow
Dual-key studios in KL
Dubai vs Kuala Lumpur
',
'Kai Tak New Project, 2 Bed
Hold period vs real gains
Kowloon East new launches
Hong Kong vs Shenzhen
')
lit('chat header', 'Binastra Cochrane, Type A
',
'Market valueCashflow13 comparables
Kai Tak New Project, 2 Bed
')
lit('answer 1', 'data-t="Short answer: the price is fair, but as a whole-unit rental it costs you about RM 366 a month to hold."',
'data-t="Short answer: the price is close to fair, 6% above the area value, and owners here who held 5 to 10 years made a median 74%."')
lit('chips desktop', 'Area valueReal resales13 estates
Fair price0.1% below market
Cashflow−RM 366 / mo
Projected ROI8.1% p.a.
',
'Owners 5-10 yrs+74% median
vs area value+6%
Area PSF+66% since 2015
')
lit('answer 2', 'data-t="Two ways to make the numbers work for you:"', 'data-t="Two things to plan for:"')
lit('answer 3', 'data-t="1. Rent by room. At about RM 2,900 a month in total, cashflow turns positive at +RM 84."',
'data-t="1. Negotiate toward HK$7.53M, the composite value of 6 comparable completed estates."')
lit('answer 4', 'data-t="2. Hold for the long run. At 3.5% yearly growth, your equity reaches about RM 2.17 million in 35 years."',
'data-t="2. Treat it as a 5-year-plus hold. As a rental it costs about HK$9,800 a month to carry with a 70% loan."')
lit('answer 5', 'data-t="Want me to turn this into a full purchase plan with your income and budget?"', 'data-t="Want me to turn this into a full purchase plan with your income and budget?"')
lit('actions', 'Compare with Type B', 'Compare Kowloon East launches')
lit('phone answer 1', 'data-t="The price is fair, but as a whole-unit rental it costs about RM 366 a month to hold."',
'data-t="Close to fair (+6%), and 5 to 10 year owners here made a median 74%."')
lit('phone chips', 'Fair price0.1% below
Cashflow−RM 366
ROI8.1%
',
'Owners+74%
vs value+6%
Since 2015+66%
')
lit('phone answer 2', 'data-t="Rent by room at about RM 2,900 and cashflow turns positive. Hold 35 years and your equity grows to about RM 2.17 million."',
'data-t="Negotiate toward HK$7.53M and hold 5 years or more. Your equity grows to about HK$6.4 million in 10 years."')
lit('phone plan bar', '←Binastra CochraneFinal equity after 35 years
',
'HK$6,400,831
Equity after 10 years
')
lit('phone milestones', 'Year 10RM 425,914
Year 20RM 942,632
Loan paid offYear 35
Year 3HK$3.47M
Year 5HK$4.24M
Year 10HK$6.40M
Whole unit−RM 366/ month
Rent by room+RM 84/ month
',
'As a rental−HK$9.8k/ month
Owners 5-10 yrs+74%median
')
lit('plan header', 'Binastra Cochrane, Type A', 'Kai Tak New Project, 2 Bed')
lit('plan big', 'RM2,165,567', 'HK$6,400,831')
lit('plan sub', 'after 35 years at 3.5% yearly growth
', 'after 10 years, 70% loan, 3% yearly growth
')
rx('plan table', r'Amortization schedule.*?
',
'Amortization schedule 70% loan, HK$25,089 / month
\n | Year | Value | Loan balance | Equity |
|---|---|---|---|
| Year 1 | 8,221,254 | 5,480,033 | 2,741,221 |
| Year 3 | 8,721,928 | 5,254,003 | 3,467,925 |
| Year 5 | 9,253,094 | 5,011,609 | 4,241,485 |
| Year 7 | 9,816,607 | 4,751,665 | 5,064,942 |
| Year 10 | 10,726,872 | 4,326,041 | 6,400,831 |
✓ Fairly priced−RM 366 / mo as a whole unit
',
'Close to fair, +6%−HK$9,779 / mo as a rental
')
lit('plan intro', 'data-t="Here is your plan. Renting by room is the better setup for this unit."', 'data-t="Here is your plan. Buy it to hold for growth, not for rental income."')
rx('plan compare', r'.*?
',
'\n
As a rental−HK$9.8ka month with a 70% loan
\n'
' Hold 10 years PlanHK$6.4Mequity at 3% yearly growth
')
lit('plan equity', 'Equity in 35 yearsRM 2.17M↗ 3.3x your purchase price',
'Equity in 10 yearsHK$6.40M↗ 2.7x your down payment')
lit('plan slot', 'Book a viewing of the Type A show unit', 'Book a viewing of the 2-bed show flat')
lit('plan source', 'Based on 13 comparables, 10 nearby rentals and your budget', 'Based on 13 estates, 2,272 real resales and your budget')
lit('plan mobile label', '
',
'
')
lit('plan mobile text', 'data-t="Rent by room and you keep about RM 84 a month. Your equity grows to about RM 2.17 million in 35 years. Book a viewing?"',
'data-t="Hold it for growth: your equity grows to about HK$6.4 million in 10 years. Book a viewing?"')
rx('EQ data', r'const EQ=\[\[0, 64962, 584658\].*?\]\];',
'const EQ=[[0,2394540,5587260],[1,2741221,5480033],[2,3098899,5368993],[3,3467925,5254003],[4,3848663,5134924],[5,4241485,5011609],[6,4646779,4883908],[7,5064942,4751665],[8,5496387,4614719],[9,5941537,4472902],[10,6400831,4326041]];')
lit('EQ scale', 'YM=3000000,X=t=>X0+(X1-X0)*t/35', 'YM=7500000,X=t=>X0+(X1-X0)*t/10')
lit('EQ ticks', "[0,1e6,2e6,3e6].forEach(v=>s+=", "[0,2.5e6,5e6,7.5e6].forEach(v=>s+=")
lit('EQ tick label', "${v?'RM '+v/1e6+'M':'RM 0'}", "${v?'HK$'+v/1e6+'M':'HK$0'}")
lit('EQ year labels', '[1,10,20,35].forEach(t=>s+=', '[1,4,7,10].forEach(t=>s+=')
lit('EQ end x', '${X(35)}', '${X(10)}')
lit('EQ tip', 'Y(EQ[35][1])', 'Y(EQ[10][1])')
lit('EQ counter', 'Math.round(2165567*e)', 'Math.round(6400831*e)')
lit('netv counter', '`+RM ${Math.round(84*ease(k2(.45,.62)))} / mo`', "`\u2212HK$${Math.round(9779*ease(k2(.45,.62))).toLocaleString('en-US')} / mo`")
lit('full plan title', '![)[^]()[^)
' + A + r'hk-phone-shot.jpg\g<2>PropertyLab app, Analyze: Kai Tak New Project, Hong Kong\g<3>')
lit('app chip 1', '
Equity in 35 years
', 'Equity in 10 years
')
rx('plan mobile table', r'| Year | Loan | Equity |
|---|
| Year | Loan | Equity |
|---|---|---|
| Yr 1 | 5,480,033 | 2,741,221 |
| Yr 3 | 5,254,003 | 3,467,925 |
| Yr 5 | 5,011,609 | 4,241,485 |
| Yr 10 | 4,326,041 | 6,400,831 |
Your plan for Binastra Cochrane, Type A
Prepared by PropertyLab AI from 13 comparables, nearby rents and your budget.
', 'Your plan for Kai Tak New Project, 2 Bed
Prepared by PropertyLab AI from 13 estates, 2,272 real resales and your budget.
') lit('full plan sub', 'Projected equity after 35 years at 3.5% yearly growth', 'Projected equity after 10 years, 70% loan, 3% yearly growth') rx('full plan cashflow', r'Monthly cashflow, rented by room
.*?Net cashflow\+RM 84 / mo
',
'Monthly cashflow, as a rental
\n Rent+16,600
\n Instalment−25,089
\n Management−1,290
\n Net cashflow−HK$9,779 / mo
')
lit('full plan step 1', 'Book a viewingBinastra Cochrane show unit, Kuala Lumpur', 'Book a viewingKai Tak show flat, Kowloon East')
lit('full plan step 2', 'Get mortgage pre-approval90% loan at about 4.0%, 35 years', 'Get mortgage pre-approval70% loan at about 3.5%, 30 years')
lit('full plan step 3', 'Room-rental setup and tenancy plan', 'Hold strategy and leasing setup')
# ---------------------------------------------------------------- 6. Connect + Beyond copy and film captions
lit('connect step 3', 'Offer, booking fee, loan approval, SPA and handover, followed step by step in your PropertyLab app.',
'Offer, preliminary agreement, mortgage approval, assignment and handover, followed step by step in your PropertyLab app.')
lit('film captions', "const CAPS=['Booking your viewing with a verified partner agent','Meet your licensed partner agent, on the ground in Kuala Lumpur','Viewing confirmed: Saturday 14:00, Binastra Cochrane','Offer, loan, SPA and keys, tracked to the end'];",
"const CAPS=['Booking your viewing with a verified partner agent','Meet your licensed partner agent, on the ground in Hong Kong','Viewing confirmed: Saturday 14:00, Kai Tak show flat','Offer, mortgage, assignment and keys, tracked to the end'];")
lit('beyond step 3', 'Rent collection, tenant requests and maintenance in your PropertyLab app, even from Hong Kong.',
'Rent collection, tenant requests and maintenance in your PropertyLab app, even from Shenzhen.')
lit('evidence beat 3', "'Then, the cashflow.'", "'Then, the real gains.'")
lit('beyond film comment', '(film, two parts: KL then Hong Kong)', '(film, two parts: Hong Kong then Shenzhen)')
# ---------------------------------------------------------------- 7. App section phone + footer
rx('app phone shot', r'(Fairly priced0.1% below market
', 'Owners 5-10 yrs+74% median gain
')
lit('app chip 2', '8.1%Projected ROI
', '+6%vs area value
')
lit('fallback map unit', 'Your unit · KL', 'Your unit · Kai Tak')
lit('fallback map labels', "[['Kuala Lumpur',200,196,12],['Cheras',230,150,9],['Ampang',240,60,9]]", "[['Kai Tak',200,196,12],['Kowloon City',230,150,9],['Kwun Tong',240,60,9]]")
lit('footer note', 'Viewings and transactions are handled by licensed partners. Kuala Lumpur · Hong Kong.', 'Viewings and transactions are handled by licensed partners. Hong Kong · Kuala Lumpur · Dubai.')
lit('cursor comment', 'cursor clicks Binastra Cochrane', 'cursor clicks Kai Tak New Project')
rx('discover link', r'Open Analyze Property', 'Open Analyze Property')
# ---------------------------------------------------------------- 8. style overrides
STYLE = ('\n')
lit('style block', '', STYLE + '', n=1)
open(DST, 'w', encoding='utf-8').write(t)
print('\n'.join(log))
miss = sum(l.startswith('MISS') for l in log)
print(f'\n{len(log)-miss} OK, {miss} MISS -> {DST}')
sys.exit(1 if miss else 0)